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Smart Hire Purchase Loans To Grow Your Business

Funding solutions built for SMEs.

Book Free Consultation

Best Discounted Interest rate


Smart Hire Purchase Loans To Grow Your Business

Funding solutions built for SMEs.

Low Interest Rate

Instant Approval (T&C Applies)

Book Free Consultation

Get Instant Loan Offer


Trusted Excellence

Why Thousands Trust FundingBee

Empowering SMEs across sectors with fast, reliable, and fully digital revenue-based financing. Whether you're upgrading your kitchen, restocking materials, or investing in business-critical machines—FundingBee is here to fund your growth journey.

Loans Disbursed
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Trusted by businesses across F&B, fashion, beauty, and more for fast and hassle-free funding.

Fully Digital Process
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Apply online anytime, anywhere. Quick approvals with minimal paperwork.

Licensed & Compliant
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Operating under official lending license—safe, secure, and legally compliant with KPKT.

Reliable Financial Advisors
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Our team of experts will guide you on what may be the best outcome for your business.

Serving Key Business Hubs
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Especially active in high-growth zones like Bangsar—tailored loans for F&B, beauty, and apparel.

Rated 4.9/5 by Business Owners

Thousands of growing businesses trust FundingBee as their business long-term finance partner.

Real Stories of Growth & Grit

Hear from real business owners who transformed their dreams into reality with FundingBee’s flexible financing.

Mr. & Mrs. Suria

Verified
Bangsar, Kuala Lumpur
★★★★★

“We needed urgent funds to upgrade our kitchen and add seating. FundingBee’s quick approval helped us serve more customers—our business doubled in just three months!”

Ms. Priya

Verified
Penang, Malaysia
★★★★★

“As a small boutique owner, I was struggling to buy quality fabric in bulk. FundingBee gave me the support I needed, and now I even take online orders across Malaysia!”

Mr. Faiza

Verified
Klang Valley
★★★★★

We urgently needed to upgrade our delivery vehicles. The team was fast, professional, and fully transparent from start to finish.

🚀 Ready to Grow Your Business?

Join thousands of SMEs who trusted FundingBee to unlock their potential.

Trusted Experts

Experienced finance professionals focused on SME growth

Smart Tech-Driven Lending

Fully digital process powered by revenue-based underwriting

Tailored Support

Customized loan plans based on your business cash flow. Subject to discussion

About FUNDINGBEE

Fundingbee by Bee Informatica is a fully digital lending platform dedicated to empowering SMEs with fast, flexible, and transparent revenue-based financing. As a licensed and regulated provider, we ensure a seamless and secure funding experience tailored to the real needs of modern businesses.

We believe every SME deserves a chance to grow — without the burdens of traditional loan systems. Our quick and simple process helps you access the capital you need to expand, manage cash flow, or invest in your next big step.

At Fundingbee, we’re more than just a lender. We’re your trusted financial partner in the journey of digital growth and business transformation.

Fully licensed

Compliant, and committed to building SME success stories across Malaysia.

Client Success Cases
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Real stories of SMEs scaling their business with our loans.

Customer Satisfaction
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Quick, trusted, and transparent funding experience.

Financial Consultants
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Workshops, guides, and articles to help you make smart funding decisions.

Google Rating
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1000+ verified reviews

Frequently Asked Questions

Hire Purchase Loan is a micro financing facility that offers to small and medium business owners for various purpose of their business growth. Hire Purchase Loan is provided by fundingbee, a licensed moneylender approved by the Ministry of Housing and Local Government. Regus, Level 16, 1 Sentral, Jalan Stesen Sentral 5, Kuala Lumpur Sentral 50470 Kuala Lumpur Kuala Lumpur License Number: WP7517/14/01-2/051026 License Validity: 14/02/2025 - 05/10/2026

We provide access to financing to the underserved markets and offers the following benefits:
  • Fully Digital Application Anytime and Anywhere
  • Uses technologies like e-KYC, Electronic signatures & Online video attestation
  • Fast Approval within 1-2 working days (T&C apply)
  • Our Hire Purchase Loan is offered to all business owners. However, you need to meet the following criteria:
  • A business entity registered with SSM under any of these categories;

  • Sole proprietorship;
  • Partnership / Limited Liability Partnership (LLP); or
  • Private Limited Company (Sdn. Bhd.)

  • Malaysian citizen aged between 20 - 65 years old
  • Your business operation should be more than 1 year
  • Your minimum annual turnover more than RM60,000.
  • You need to meet our credit profile
  • requirements & have good credit scoring with financial institutions
  • The interest rate offered is fixed for secured loan at 12% per annum and Unsecured loan at 16.8% per annum.

    The monthly instalment is calculated based on the following formula/illustration:
    Monthly Instalment = (Loan Amount x Tenure (Months) x Fixed Interest Rate per month + Loan Amount) / Tenure (months)

    Monthly instalment will be deducted from business account via auto debit

    Still Have Questions?

    Our loan experts are ready to assist you!

    Why Fundingbee?

    Quick & Easy Funding

    Fundingbee offers fast, simple applications—no endless paperwork, no long waits—so you get the funds you need, quickly.

    Safe & Reliable Funding

    Fundingbee provides flexible, transparent financing tailored to your business needs—whether you're growing or managing cash flow challenges.

    Flexible & Quick Funding

    Fundingbee moves with you—agile, efficient funding so you can seize opportunities and stay ahead without delays.

    Confidential

    Privacy Guaranteed

    24/7 Support

    Always Available

    No Hidden Costs

    Transparent Pricing

    Unit 32-01, Level 32. Tower B The Vertical Corporate Towers Avenue 10, Bangsar No. 8, Jalan Kerinchi, Kuala Lumpur

    © 2025 Bee Informatica.

    Designed by Reverie Digital (M) Sdn. Bhd.

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